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What it does

Users pay with a card or bank transfer. AnySpend converts the fiat to crypto and executes the onchain transaction in a single flow. The user never has to buy crypto separately.

How it works

  1. User starts an action — minting, staking, a contract call, whatever.
  2. Fiat payment — they pay with Stripe or Coinbase Pay.
  3. Conversion + execution — AnySpend converts fiat to the right token and executes the transaction.
  4. Delivery — tokens land in the user’s wallet. Done.

Payment providers

Stripe
  • Credit/debit cards worldwide
  • 3D Secure authentication
  • Automatic currency conversion for non-USD
  • Localized payment methods by region
Coinbase Pay
  • Pay from Coinbase account balance or debit card
  • Familiar UX for Coinbase users
  • No additional AnySpend fees
New providers can be added through a modular architecture. Routing between providers is automatic based on the user’s region.

Fraud prevention

Each transaction goes through a real-time risk engine:
  • Allow — transaction proceeds
  • Verify — additional user verification required
  • Block — suspicious activity stopped
The engine checks behavioral signals, device fingerprints, and network intelligence.

Regional support

  • Automatic location detection
  • Local payment methods and currencies
  • Provider selection based on geography
  • Regional compliance handled for you

Fees

ProviderFee
Stripe5.4% + $0.30 per transaction
Coinbase PayNo AnySpend fee
Users see a fee breakdown during checkout before they pay.

Common use cases

  • Mint NFTs with a credit card
  • Stake or vote from fiat
  • Onboard non-crypto users to games and dApps